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Landlord Residential Insurance - Affordable Landlord Insurance
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Please choose below how you would like us to deal with your low cost buy to let property insurance enquiry.

You can call us on 01803 698 456 or you can send us an email.
Accredited UK Landlord Insurance broker for Torbay Borough Council
Accredited UK landlord insurance broker for Torbay Borough Council

Contact us for landlord residential insurance - Affordable landlord insurance policies.

Buy to let contents insurance UK policies for UK landlord insurance.

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We can provide a range of landlord residential insurance policies that cover most situations where UK landlord insurance is needed including buy to let contents insurance. We can give you a quote for let buildings insurance from a range of low cost landlord insurance UK policies.
Or you can fill in a short questionnaire from which we will be able to issue you with a quote for your landlord residential insurance within approx 2 hours. For any questions that may need clarification - we will contact you.
If you would like to have us contact you please enter your details and one of our experienced staff will be in contact as soon as possible regarding your UK landlord insurance quote.
What is Buy to Let Property Insurance?

The term refers to a variety of landlord residential insurance policies and covers insurance arranged in the UK to provide cover to landlords that have purchased property for rental purposes. Types of property vary greatly, they can be for either commercial or residential buildings and can also provide buy to let contents insurance. The most common form of insurance for buy to let property landlords is for a building, purchased for a rental property that has been acquired on a investment loan basis. Mainly, these cover residential property but now commercial buildings are finding favour as well.

Buy to let property insurance is different from normal home insurance in a number of respects. A key element of insurance for buy to let property cover is the unoccupied house insurance limitations of the policy. For a standard home policy this is normally thirty days. This means that if you leave your home unoccupied for a period greater than 30 days, your insurer can refuse to handle a claim.

Devon Direct can offer cover for an unoccupied house insurance in excess of the standard 30 days depending on the individual situation. This is particularly useful for a student rented property where unoccupancy can occur over several summer months. All property landlords should check carefully the terms of their landlord house insurance UK policy.

When renting out a property it is vital that you tell your mortgage lender and insurer. Failure to notify these two parties may result in any insurance claims being refused.

When completing a UK landlord insurance application form you will be asked for the re-build cost. It is important that you state the amount necessary to re-build the property and not the market value. Entering the market value of the property could have a considerable affect on the premium quoted. Look for more buy to let insurance UK

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Devon Direct
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61 Palace Avenue

Tel: +44(0)1803 698 456
Registered Office : 30 Southdown Avenue, Brixham Devon TQ5 0AN. A Company registered in England. Reg No : 5037934.
Registered under the Data Protection Act 1998 Reg No : Z8441389. Consumer Credit Licence Reg No : 552043.
A member of the FSB Reg No : 1401554.
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